Say hello to smarter, more affordable healthcare

Save, spend, and invest in your healthcare by opening a tax-advantaged Health Savings Account (HSA). Make your first contribution and we'll match $25!

Open an HSA HSA for Business

Now includes ACA Bronze plan members

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Savvy saver

You can unlock incredible tax savings. Put more money in your pocket and create a savings umbrella for a rainy day.

Smart spender

From HSAs to FSAs and beyond, we have the tools you need to comparison shop health plans, find generics, and stretch your dollars further.

Informed investor

An HSA is like a second 401(k). Let’s accelerate your health savings and build the ultimate retirement nest egg.

Maximize your savings with an HSA

New for ACA Bronze Plan Members

You are now eligible to open a Health Savings Account— a smart step in making healthcare more affordable.

Start lowering health costs

Not sure where to start?

Select the option that best describes you.

For Individuals signing up for an HSA without an employer

Invest in your healthcare with a Health Savings Account to maximize tax savings, pay for current and future healthcare expenses, and save for healthcare costs in retirement. Start today with a $0/month account fee.

Now including ACA Bronze plan members: Open a HealthEquity HSA and when you make a contribution, we'll match the first $25.

Ready to start your account?

Sign up for an HSA

Explore our popular HSA resources:

Health Savings Account Guide Qualified Medical Expenses Top 10 ways to use an HSA

For Business Administrators and Benefits Managers

Empower your employees to achieve wellness today and long-term financial wellbeing tomorrow. Provide leading-edge benefit solutions that help employees save for healthcare costs and lower employer payroll taxes.

Need help now?

Talk to sales Schedule a demo

Explore our business solutions:

HSA | Health Savings Account

FSA | Flexible Spending Account

HRA | Health Reimbursement Account

DCFSA | Dependent Care Flexible Spending Account

Commuter | Commuter Benefits

Lifestyle | Lifestyle Spending Account

COBRA | Consolidated Omnibus Budget Reconciliation Act

Direct Billing | Direct Billing Services

POP | Premium Only POP

For Brokers, Health Plan Administrators and Financial Advisors

Unlock economies of scale and give your groups unmatched bundled pricing. Expand benefits offerings while providing first-in-class service, trusted by 120,000+ organizations.

Need help now?

Get in Touch Request info

Explore our business solutions:

HSA | Health Savings Account

FSA | Flexible Spending Account

HRA | Health Reimbursement Account

DCFSA | Dependent Care Flexible Spending Account

Commuter | Commuter Benefits

Lifestyle | Lifestyle Spending Account

COBRA | Consolidated Omnibus Budget Reconciliation Act

Direct Billing | Direct Billing Services

POP | Premium Only POP

For HealthEquity account holders and new members

Enjoy tools, resources, and an intuitive mobile app for a seamless experience. Discover your benefits and expect remarkable service.

Login to your account First-time Login

Explore our popular HSA resources:

Join our 9.9 million+ health savers

I have an eight-year-old boy. I know that no matter what he jumps off or scrapes himself up on, at least I can pay for that ER visit.

Holly V.

Member since 2017

It’s so nice to have money set aside for healthcare needs. Even when money might be tight, we always have money in that HSA account!

Keri K.

Member since 2013

Resources

Article\Top 10 ways to use an HSA

Article\HSA vs FSA: Which account is right for me?

Article\Is a high-deductible health plan right for me?

HSA for Individuals

More affordable healthcare for Bronze plan members - that’s the better path!

Simple health savings that work alongside your ACA Bronze plan benefits. Plus $25 on us when you open and fund your HSA.

Open your HSA today

HSA for Businesses

Launch your HSA program with a leader

Join the thousands of organizations already choosing HealthEquity as their trusted HSA provider.

Contact Sales

1The $25 match is a limited-time offer, subject to change or termination at any time. To receive the match, your HSA must remain open and in good standing for at least 90 days.

2HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax deductible with very few exceptions.

3Investments are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. Investing through the HealthEquity investment platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and any applicable investment supplement.

HealthEquity Payments, LLC is a wholly owned subsidiary of HealthEquity, Inc. with Nationwide Multistate Licensing System ("NMLS") ID 2564416.